Dear Mr. Market
Thoughts regarding the stock market, investing, and the economy from My Portfolio Guide, LLC
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How the Market Keeps Winning While the Headlines Keep Warning
After years of warnings about an “inevitable” recession, markets sit near record highs — yet beneath the surface, leadership is shifting toward defensive sectors and gold is shining at record levels. In this new Dear Mr. Market post, we explore what’s really happening beneath the headlines, why fear is still fashionable, and how patience — not prediction — continues to win. Continue reading -
RETIRE Right: Six Keys to a Stronger Financial Plan
Planning for retirement doesn’t have to be overwhelming — sometimes all it takes is a simple framework. At a recent Chamber of Commerce presentation, I shared a memorable acronym, RETIRE, covering the six key areas every person should review: Risk, Expenses, Taxes, Investments, Rebalance, and Estate Planning. From managing market volatility to ensuring your legacy, each letter offers a practical step toward a secure financial future. Continue reading -
From Big Wheels to Ford Escapes: A Father’s Car Payment Hack That Pays for Life
Most people finance their car and call it a plan. But there’s a simple hack that flips the script: pay yourself instead. In this post, I share how we used a target date fund instead of a car loan — and how this one shift can turn a lifetime of car payments into a smart, growing investment. Continue reading -
The Broken Clock Investor: Always Warning, Rarely Winning
Doomsday headlines never go out of style — but they’re often dead wrong. From Harry Dent’s crash warnings to peak-bearish sentiment in April 2025, the market has proven once again that reacting to fear can cost investors dearly. In this piece, we unpack how 2023 and 2024 were riddled with pessimistic predictions that never materialized, and we look at the AAII sentiment survey’s extreme bearishness just before the market moved higher. If you've ever been tempted to follow the noise, this is a reminder that sometimes, the loudest voices are just broken clocks. Continue reading -
Tariffs Are the Headline—But These 3 China Risks Are the Real Market Threat
Beyond tariffs: explore 3 hidden risks China poses to U.S. markets—from rare earth control to treasury leverage and the Taiwan flashpoint. Continue reading -
March Madness: Final Four Investing Bracket 2025
The March Madness Final Four is here! If your bracket is already busted you at least can see how we see the rest of the years investment matchups play out! Continue reading -
Inflation Myths, Market Realities, and the Tariff Scapegoat
Everyone is quick to blame the recent market woes and inflation on tariffs but we need to understand and put the causes into factual context. Continue reading -
Can Microreactors Make Nuclear Energy Cool Again?
What are microreactors and will they change how you should invest in the energy space? Continue reading -
42% More Likely to Succeed? Write Down Your 10 Financial Goals for 2025!
Did you know that writing down your New Years resolutions increase your chance of accomplishing them by 42%? Here's our top 10 financial goals we recommend for 2025. Continue reading -
Die with Zero: A Financial Planner’s Paradigm Shift in Paradise
As a financial planner advising clients, I am wired and trained to encourage saving, planning, accumulation etc, but not experiences or truly impacting those we can while still healthy and cognizant. Here we review the book, Die with Zero, and hope it changes your own personal mindset as well. Continue reading