... and it’s in environments like this where you see something totally unexpected that can dramatically alter the playing field. Don’t let anyone take any of your precious time and limited attention with ...

... by standard deviation between these three asset classes! Uncorrelated Returns: An intelligently designed portfolio should have instruments that don’t move in tandem with everything else. Currencies offer ...

... we don’t own it in this portfolio, it was one of our best holdings for My Portfolio Guide clients over the past year and a half. After unrealized profits north of 60% with INTC shares, we finally had to ...

... team member is now a policeman in Orange County but prior to his career in law enforcement he was a US Navy SEAL. For those of you that don’t know the story of Adam Brown, he was a member of the elite ...

...  REITs in a portfolio is that they give stock market-like returns but don’t always do so in perfect correlation. In other words, REITs provide you with some unique characteristics that earn them the righ ...

... has been a dismal investment as of late. Our exposure to gold is limited but becoming more enticing now that you don’t hear radio and television advertisements pitching it every five minutes. Gold is down ...

... the fund beat its respective benchmark? As we’ve written about before most mutual funds can’t consistently beat their benchmark so don’t bother buying them. (4) Peers & relative performance- If you ...

... and service on how to invest smarter. What each of these two parties have in common is that they don’t trust tomorrow and all of the warnings about a frothy and dangerous investing environment are as ...

... that have a high ‘turnover ratio’ associated with them. This number indicates the percentage of the portfolio that is traded on a yearly basis. Many investors don’t realize that although they are long-term ...

... at +2.27% YTD. Where are we going from here? Don’t put too much weight on what economists are predicting. The track records of almost all of the best and most renowned economists are absolutely dismal. ...

... they are braver than you that they don’t show emotion. Every year there are about 60 people who get injured from airplane turbulence and 2/3 of them are the crew simply due to being out of their seat belts. ...

... e as anyone else in the entire financial services industry because we know what it costs to provide actual value. We eliminate vast amounts of overhead so that costs don’t get passed to you. You hire  ...

... whether they have held the fund for 3 months or 45 years. Take caution and don’t ignore the imbedded tax liabilities associated with a fund like this. “It’s not how much money you make but how you get ...

... marathon run. All of those miles tally up to 140.6 in a day so for those that can contribute $140.60 you will be making a huge dent towards my goal of raising $14,060. If you don’t have that much would ...

... how is the average investor expected to do better? To borrow a popular proverb, “Don’t put all your eggs in one basket.” Most investors we meet initially come to us with portfolios that have far too ...

... to one respected person announcing an inflection point. Stay tuned and while it’s wise to be less aggressive than normal, don’t bet against this market too much either as it has a way of making people ...

... who sold last spring (or even the one prior) in anticipation of a nasty summer and they are still in cash or underweight equities. If you’re in that boat and don’t trust the stock market, you may sleep ...

... With a well- diversified portfolio you simply understand that some assets will go up while others go down. You don’t need to frantically change lanes all the time; instead you should have your car in a ...

... Fee-Only. Fee-Based Advisor: Oh c’mon…same thing. I don’t do that stuff to my clients. Fee-Only Advisor: Good for you but…not really (shaking his head) It is shocking how many investors do not understand ...

(1) Don’t take investment advice from a CPA and vice versa. Notice how we practice what we preach. Our first “tax tip” will be to let you know that for specific tax advice you should NOT go to ...